EmergencyList of Vessels

Providing stability in a volatile business


Gross written premium






Combined ratio net*

Figures in USD million - as at 31 December 2023

Financial reports

    Annual reports 2023

    Previous years reports

    Reports for Assuranceforeningen Gard -gjensidig-

    Reports for Gard Marine & Energy Insurance (Europe) AS

    Financial Condition Reports


Standard & Poor's Ratings

Standard & Poor's considers Gard has the strongest competitive position among its peers in the marine insurance market. This stems from its preeminent position within the IG, its history of delivering sound capital and earnings, and its diversified marine offering.

Standard & Poor's Ratings Direct report, March 2024

Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit rating to the world's financial markets.


Gard Marine & Energy Insurance (Europe) AS

Gard Marine & Energy Limited provides a parent company guarantee to Gard Marine & Energy Insurance (Europe) AS. This assurance covers all payment responsibilities related to insurance agreements by Gard Marine & Energy Insurance (Europe) AS. The commitment is unwavering and ongoing. It's binding for Gard Marine & Energy Limited, including its future entities, as the guarantor. People who hold insurance agreements by Gard Marine & Energy Insurance (Europe) AS benefit from this promise as third-party beneficiaries. Gard Marine & Energy Limited's obligations as the guarantor align equally with its other financial commitments.

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