Risks covered
- Liabilities in respect of crew and personnel
- Liabilities in respect of injury, illness or death of crew member’s spouse and children
- Third party liabilities incurred by the crew or personnel
- Assured’s reimbursement of fines imposed on crew (by special agreement only)
- Extra costs of crew detention (by special agreement only)
Important exclusions
- No cover for other professional activities of the crew and/or personnel on leave.
- Liability for professional divers are excluded.
Limits
10m
USD
per event
Frequently asked questions
Responds to employer’s liability for crew and personnel that fall outside standard P&I insurance.
Crew/personnel attending a ship or crew and personnel remaining on board a ship in circumstances when the ship is not entered with Gard for standard P&I risks. Further, the cover can include liabilities in respect of injury, illness or death of crew member’s spouse and children if the assured’s liability has arisen under a contract pre-approved by the Association or third-party liabilities incurred by the crew or personnel where the crew is indemnified by the employer.
Gard clients
Limit of cover is USD 10 million per event (higher limits by special agreement).
