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Preface

I am delighted to offer Members, clients, brokers and other business partners our updated Gard Guidance to the Rules for 2022 reflecting changes made in the Rules for Ships for the policy year commencing on 20 February 2022. Details of the Rule changes are found in Circular No 10/2021 sent to Members in January 2022. The book aims to give navigational aid in

Additional covers

P&I cover is intended to give protection and comfort to shipowners and operators against losses and liabilities that they regularly incur whilst engaged in shipping operations and has been doing so for centuries. Since such cover is mutual in nature in the sense that Members indemnify each other against such risks and do not seek to make a profit when doing

Assuranceforeningen Gard -gjensidig- Financial statements for the year to 20 February 2022

FINANCIAL STATEMENTS 2022 Assuranceforeningen Gard - gjensidig - for the year to 20 February 2022 Assuranceforeningen Gard - gjensidig - The Board of Directors Financial Statements for the year to 20 February 2022 Trond Eilertsen, Chairman, Norway Jane Sy, Stolt Tankers B.V., Netherlands Yngvil Åsheim, BW Maritime, Norway Nils Aden

3/2022: Reporting of vessel calls to Russia and transiting Russian territorial waters

On 17 March 2022 the UK Government published a General Trade Licence in part to clarify earlier amendments to the UK Russia (Sanctions) (EU Exit) Regulations. Specifically, the licence addresses the issue as to whether it is lawful under the Regulation for insurers and reinsurers domiciled or operating from the United Kingdom to provide insurance for vessels

3/2022: 船舶停靠俄羅斯及通過俄羅斯領海的報告要求 / 3/2022: Reporting of vessel calls to Russia and transiting Russian territorial waters (Traditional Chinese)

1 Gard AS 地址：P.O. Box 789 Stoa, NO-4809 Arendal, Norway（挪威）電話：47 37 01 91 00 傳真：47 37 02 48 10 辦公時間以外請撥打：47 90 52 41 00 Gard集團是一家由Gard P. & I. (Bermuda) Ltd、Assuranceforeningen Gard - gjensidig和Gard Marine & Energy Limited等組成的實體。 Gard AS是代表Gard集團在挪威金融監管局註冊的保險仲介機構。公司代碼：982 132 789 會員通函第3/2022號 2022年5月船舶停靠俄羅斯及通過

3/2022: 船舶停靠俄罗斯及通过俄罗斯领海的报告要求 / Reporting of vessel calls to Russia and transiting Russian territorial waters (Simplified Chinese)

1 Gard AS 地址：P.O. Box 789 Stoa, NO-4809 Arendal, Norway（挪威）电话：47 37 01 91 00 传真：47 37 02 48 10 办公时间以外请拨打：47 90 52 41 00 Gard集团是一家由Gard P. & I. (Bermuda) Ltd、Assuranceforeningen Gard - gjensidig和Gard Marine & Energy Limited等组成的实体。 Gard AS是代表Gard集团在挪威金融监管局注册的保险中介机构。公司代码：982 132 789 会员通函第3/2022号 2022年5月船舶停靠俄罗斯及通过

Risks covered - Rule 48: Disinfection and quarantine expenses

Rule 48 Disinfection and quarantine expenses The Association shall cover extraordinary costs and expenses (in respect of quarantine, disinfection, fuel, insurance, stores, provisions and port charges), necessarily incurred by the Member as a direct consequence of a quarantine order regarding the Ship or Crew or disinfection of the Ship or Crew on account of

1/2022: Status report as at 20 February 2022

The financial year ending February 2022 was very challenging for the maritime industries, due to a variety of financial and operational difficulties. Our role is to support our shipowners when times are tough, and this year’s report highlights a number of areas where Gard has – through its size, reach and expertise, been able to deliver on that promise.

1/2022 - 2022年2月20日状况报告 / Status report as at 20 February 2022 (Simplified Chinese)

1/2022 - 2022年2月20日狀況報告 / Status report as at 20 February 2022 (Traditional Chinese)

2/2022: Notice of Annual General Meeting

Notice is hereby given that the Annual General Meeting of Assuranceforeningen Gard - gjensidig – will be held at the offices of Gard AS in Kittelsbuktveien 31, 4836 Arendal, Norway and as a video conference on Thursday 2 June 2022 at 10.00 a.m.

Integrated annual report 2022 (20 February 2022)

LOI A - Cargo w/o Bill of Lading

INT GROUP A STANDARD FORM LETTER OF INDEMNITY TO BE GIVEN IN RETURN FOR DELIVERING CARGO WITHOUT PRODUCTION OF THE ORIGINAL BILL OF LADING To : [insert name of Owners] [insert date ] The Owners of the [insert name of ship ] [insert address] Dear Sirs Ship: [insert name of ship ] Voyage: [insert load and discharge ports as stated in the bill of lading

Risks covered - Rule 38: Pollution

Rule 38 Pollution 1 The Association shall cover: a liabilities, costs and expenses (excluding fines) arising in consequence of the discharge or escape from the Ship of oil or any other substance or the threat of such discharge or escape; b liabilities, costs and expenses incurred by the Member pursuant to any agreement approved by the Association for the pur

Risks covered - Rule 40: Liability for obstruction and wreck removal

Rule 40 Liability for obstruction and wreck removal The Association shall cover: a costs and expenses incurred relating to the raising, removal, destruction, lighting and marking of the Ship or of the wreck of the Ship or parts thereof or of its cargo lost as a result of a casualty, when such raising, removal, destruction, lighting and marking is compulsory

Limitations etc. on P&I cover - Rule 53: Limitations – oil pollution, passengers and seamen

Rule 53 Limitations – oil pollution, passengers and seamen 1 The Association’s liability under an Owner’s Entry for any and all claims in respect of oil pollution (including claims resulting from attempts to reduce or prevent oil pollution) shall be limited to such sum or sums and be subject to such terms and conditions as are set out in Appendix III. 2 The

Introductory provisions - Rule 1: Interpretation

Rule 1 Interpretation 1 In these Rules the following words or expressions shall have the following meanings: Affiliate any person who is insured pursuant to Rule 78.1.a. Articles of Association for entries with Assuranceforeningen Gard -gjensidig-, the Statutes of Assuranceforeningen Gard -gjensidig- and for entries with Gard P. & I. (Bermuda) Ltd, the Bye-L

Rule 1 Interpretation

Rule 1 Interpretation 1 In these Rules the following words or expressions shall have the following meanings: Affiliate any person who is insured pursuant to Rule 78.1(a). Articles of Association for entries with Assuranceforeningen Gard - gjensidig - the Statutes of Assuranceforeningen Gard - gjensidig - and for entries with Gard P. & I. (Bermuda) Ltd, the

Joint Members, Co-assureds and Affiliates - Rule 78: Cover for Co-assureds and Affiliates

Rule 78 Cover for Co-assureds and Affiliates 1 The Association may agree, subject to the provisions of this Rule 78 and to such other terms as may be required, to extend the cover afforded by the Association to the Member to: a any person who is affiliated to or associated with the Member (not being a Co-assured or other Affiliate), and who shall not be spec

Rule 66 Currency of payments

Rule 66 Currency of payments 1 Unless the Association in its sole discretion otherwise decides, the Association shall make all payments for liabilities, losses, costs and expenses covered by the Association in the currency in which the Member's Premium Rating is calculated (the "premium currency"). 2 Where the Member has made a payment in respect of any liab

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