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04.06.14

Directors report

of protection from cover for damage to assets, loss of income and third party liability. Today, over half the group’s premium ... across the industry, Claes Isacson’s contribution cannot be measured solely by numbers. He pioneered open plan offices ... and the children at this very difficult time. Contents 01 HIGHLIGHTS 02 AT A GLANCE 04 ABOUT GARD 08 CHAIRMAN’S STATEMENT 12

04.06.14

Directors report

-11 3 Gard Directors’ Report and Financial Statements for the six months to 20 August 2012 CHIEF EXECUTIVE OFFICER’S ... role. Delivering world-class claims handling is central to Gard’s core purpose and our long-term success. Our structure ... of the world’s fastest growing economies. While the P&I clubs have always had access to the Brazilian market, the same has

04.06.14

Directors report

Eport of thE auditors / noticE of agm 24 financial statEmEnts 64 contact dEtails for gard’s global nEtwork Design: Nick Havas Photography ... W R ittE N P R E M iU M s c la iM s P R O d U c ts O ffic E s In December, 2002 the TRICOLOR capsized ... choosE gard 8 chairman’s statEmEnt 10 chiEf ExEcutivE officEr’s opErational rEviEw 14 invEstmEnts 16 corporatE govErnancE

04.06.14

Directors report

A N D FIN A N CIA L STATEM EN TS FO R TH E H A LF YEA R TO 20 A U GU ST 2011 Chief Executive’s statement ... D IR ECTO R S’ R EPO RT A N D FIN A N CIA L STATEM EN TS FO R TH E H A LF YEA R TO 20 A U GU ST 2011 ... and will soon appear on www.gard.no. 7 GA R D D IR ECTO R S’ R EPO RT A N D FIN A N CIA L STATEM EN TS FO R TH E H

04.06.14

Directors report

. Ga r d d ir ecto r s’ r epo rt a n d fin a n cia l stateM en ts fo r th e yea r to 20 febr u a ry 2 ... ir ecto r s’ r epo rt a n d fin a n cia l stateM en ts fo r th e yea r to 20 febr u a ry 2 011 After ... diminish” Ga r d d ir ecto r s’ r epo rt a n d fin a n cia l stateM en ts fo r th e yea r to 20 febr u

04.06.14

Directors report

Management Report 2010 Highlights Chief Executive’s statement Underwriting Claims Accounts Gard P&I and M&E Income and expenditure accounts on lines of business All amounts are stated in USD 000’s Consolidated Six months to 20 August 2010 P&I M&E ... ’s ratingSurplus after tax on ETC basisCombined net ratio on ETC basis USD744m USD2.1bn 83% USD107m A

04.06.14

Directors report

statement WE havE CrEaTEd a STruCTurE ThaT bETTEr uTiliSES ThE CombinEd finanCial rESourCES of ThE GrouP To ThE bEnEfiT of mEmbErS ... 06 Gard Management Report 2010 Chief Executive’s statement TEn yEarS aGo PEoPlE Said ‘Why’, noW ThEy Say ‘Why noT’ – WE ... Accounts WE arE ConfidEnT ThaT our nEW STruCTurE Will ConTribuTE EnormouSly To ThE dEvEloPmEnT of our Prof

04.06.14

Directors report

Isacson Chief Executive Offi cer Ch ie f E xe cu tiv es st at em en t Gard_MR_2009_ORIGINAL.indd 7Gard_MR_2009 ... amounts are stated in USD 000’s) “Parent company” Combined Gard P&I Gard M&E consolidated accounts For the years ... (All amounts are stated in USD 000’s) “Parent company” Combined Gard P&I Gard M&E Consolidated accounts

15.01.14

Publication

and their ships have been lost because of dangerous cargoes (e.g., due to liquefaction) or have suffered harm from fires ... important question: who is shipping? It is in the industry’s interest, and particularly the ships’ crews’, to avoid doing ... no previous dealings or experience, investigations ought to be undertaken as to that party’s experience in shipping such cargo

02.01.14

Publication

separation and discharge: Risk of oil pollution versus vessel’s safety 37 The finer points of oil pollution 40 US Coast Guard ... to accidents. Operational (i.e. non- casualty-related) discharges often arise during routine bunkering operations and are usually caused by negligence/ lack of care. Other operational discharges, e.g. discharge of bilge water, fuel oil sludge, tank

18.12.13

Publication

on internal knowledge gained by Gard’s claims departments, and based on trends and claims cases. • Case studies for onboard ... . This booklet contains a collection of Gard’s Loss Prevention circulars in English. It is a compilation of what Gard considers ... , please visit our website at www.gard.no. For more information regarding Gard’s loss prevention programme, please contact

31.10.13

Products

, ensuring seamless coverage and service. Innovation has always been a cornerstone of Gard’s business model and ... ”, or from your usual contact. In a world of increasing complexity, Gard’s objective is to help our Members and clients manage ... disturbances, riots or civil commotions • War or war-like circumstances Gard’s objective is to provide the most comprehensive

03.09.13

Products

Comprehensive Charterers’ Liability Cover Responding to today’s liability exposures for charterers, cargo owners ... , ensuring seamless coverage and service. Innovation has always been a cornerstone of Gard’s business model and we recognised ... insurance, providing cover to some of the world’s largest charterers. The combination of high limits, flexible terms

20.05.13

Products

of the world’s leading providers of marine insurance solutions, Gard responded to an ever growing need for an extended ... complexity, Gard’s objective is to help our Members and clients manage the totality of their exposures – both to existing ... leading expertise Gard’s position as a market leader in this specialised insurance has a number of different advantages

20.05.13

Publication

...................................................................................................15 Early departure procedure via e ... ’s stowage request always compulsory? .....................................25 Early departure procedure and bills ... - Delivery of cargo - The Republic of Korea and the People’s Republic of China

16.05.13

Publication

has an inherent problem(s), e.g. bad weather during the growing season affecting crop quality. Many large claims arise ... or shipper’s figure, e.g. a swell affecting the accuracy of a draft survey. Gard Guidance on Bills of Lading 15 ... 2.3.5. Effect of damage on sound cargo 15 2.4 RECORDiNG iNSPECTiON RESuLTS iN THE MATE’S RECEiPT 16 2.4.1. General

20.02.13

Publication

. Ltd, Singapore Salah M. Al-Hareky Saudi Aramco, Dhahran Ian Beveridge Bernhard Schulte, Hamburg K. C. Chang ... Jebsen Kristian Gerhard Jebsen Skipsrederi AS, Oslo Robert E. Johnston Overseas Shipholding Group Inc., Tampa Sergio Machado Petroleo Brasileiro S.A. - Petrobras, Rio de Janeiro Tadeusz Niszczota Polish Steamship Co., Szczecin Halvor Ribe

30.10.12

News

-11 3 Gard Directors’ Report and Financial Statements for the six months to 20 August 2012 CHIEF EXECUTIVE OFFICER’S ... role. Delivering world-class claims handling is central to Gard’s core purpose and our long-term success. Our structure ... of the world’s fastest growing economies. While the P&I clubs have always had access to the Brazilian market, the same has

17.07.12

Insight

joined Gard as Claims Executive, Lawyer. Mikael has LLM degrees from Helsinki and Stockholm Universities and previously ... of N.T. Butterfield & Son Limited.

08.02.12

Products

, Gard’s objective is to help our Members and clients manage the totality of their exposures – both to existing and developing risks. 01Managing the totality of your exposures As one of the world’s leading providers of marine insurance ... , ensuring seamless coverage and service. Innovation has always been a cornerstone of Gard’s business model and