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15.02.21

Publication

Preface Gard AS is acting as the agent of both Assuranceforeningen Gard – gjensidig – and Gard P. & I. (Bermuda) Ltd. Gard AS has prepared, and the two associations’ Board of Directors have approved a joint set of standard terms of cover for P&I risks (“Rules”) for the 2021 policy year. For entries in Assuranceforeningen Gard – gjensidig –, the insurer is As

15.02.21

Publication

Rule 68 Disputes with the Association and other Members - unpaid sums 1 The Association will not cover under a Defence entry costs of cases against the Association itself, its subsidiaries, agents, representatives or servants. 2 No cover shall be available under Defence entries to either party where a dispute arises between Joint Members, Co-assureds, affili

15.02.21

Publication

Rule 26 Effect of cesser or termination 1 Where the insurance ceases or is terminated, the Member shall remain liable for all Estimated Total Calls, Supplementary Calls, Overspill Calls and other premiums in respect of the then current Policy Year pro rata for the period up to the date of cesser or termination, and for all Estimated Total Calls, Supplementar

15.02.21

Publication

Rule 20 Payment 1 Subject to Rule 20.3,  Estimated Total Calls are due in three instalments as follows:       a) for the period 20th February - 20th June, on 15th March;       b) for the period 20th June - 20th October, on 15th September;       c) for the period 20th October - 20th February, on 15th November. 2 Where the Ship is entered in the course of a P

15.02.21

Publication

Rule 19 Reserves 1 The Association may establish and maintain such reserves as it may deem appropriate and may decide that any part of such reserves shall be applied to reduce Supplementary Calls including Overspill Calls. 2 Reserve funds may not be distributed to the Members except as provided for in the Articles of Association.

15.02.21

Publication

Rule 16 Closing of Policy Years 1 The Association may decide to close a Policy Year at such time as it deems expedient. 2 No further Supplementary Calls, other than Overspill Calls, shall be levied in respect of a closed Policy Year.

15.02.21

Publication

Rule 15 Release Calls When an entry is terminated or shall cease, the Association may, without awaiting the fixing of any Supplementary Calls, determine an additional premium for each open Policy Year based on, but not limited to, the anticipated rate(s) of Supplementary Calls for each year. Upon payment of such Release Calls, the Member shall be released fr

15.02.21

Publication

Rule 14 Determination of Estimated Total Calls, Owners' General Discount and Supplementary Calls etc. The Association may determine Estimated Total Calls, Owners' General Discount and Supplementary Calls and variations in the Estimated Total Calls and Owners' General Discounts, either generally for all entries or separately for any entry or category of entri

15.02.21

Publication

Rule 12 Estimated Total Calls and Owners' General Discount 1 Before the commencement of each Policy Year, the Association shall decide whether and to what extent the Members renewing their entries in the Association shall be granted an Owners' General Discount in the Estimated Total Calls of all Ships entered for that year. 2 Notification of the Owners' Gene

15.02.21

Publication

Rule 1 Interpretation 1 In these Rules the following words or expressions shall have the following meanings: Affiliate any person who is insured pursuant to Rule 78.1(a). Articles of Association for entries with Assuranceforeningen Gard - gjensidig - the Statutes of Assuranceforeningen Gard - gjensidig - and for entries with Gard P. & I. (Bermuda) Ltd, the

15.02.21

Publication

Rule 45 Cases pertaining to acquisition or disposal of the Vessel The Association shall cover legal and other costs necessarily incurred in establishing or resisting claims in connection with; a) building, purchase or mortgaging of the Vessel, including claims in connection with the future employment of the Vessel being built or purchased, provided always th

15.02.21

Publication

Marine Cyber Endorsement 1 Subject only to paragraph 3 below, in no case shall this insurance cover loss, damage, liability or expense directly or indirectly caused by or contributed to by or arising from the use or operation, as a means for inflicting harm, of any computer, computer system, computer software programme, malicious code, computer virus, comput

15.02.21

Publication

Rule 66 Currency of payments 1 The Association shall make all payments for liabilities, losses, costs and expenses covered by the Association in the currency in which the Member's Premium Rating is calculated (the "premium currency"). 2 Where the Member has made a payment in respect of any liability, loss, cost or expense which is covered by the Association

15.02.21

Publication

Rule 60 Joint Members, Co-assureds, Affiliates and Fleet Entries 1 Joint Members and Co-assureds insured on any one entry shall be jointly and severally liable for all sums due to the Association in respect of such entry. Members, Joint Members and Co-assureds insured on any entry in respect of one or more Vessel(s) forming part of a Fleet Entry shall be joi

15.02.21

Publication

Rule 58 Cover for Co-assureds and Protective Co-Assureds 1 The Association may agree, subject to the provisions of this Rule 58 and to such    other terms as may be required to extend the cover afforded by the Association to the Member to any person who is named in the Certificate of Entry as a Co- assured. 2 The cover afforded to a Co-assured in categories

15.02.21

Publication

Rule 40 Other excluded losses 1 The Association shall not cover, except (in the case of paragraphs (a)-(d) below) where and to the extent that they form part of a claim recoverable under Rule 32: a) loss of or damage to the Vessel, its equipment, outfit or supplies, used on board or outside the Vessel; b) loss of hire due to the Member; c) costs of salvage o

15.02.21

Publication

The Association shall cover costs and expenses, other than the Vessel's running costs and expenses, incurred by the Member in connection with quarantine orders or disinfection of the Vessel or Crew on account of infectious diseases on board, except where the Vessel has been ordered to a port where the Member knew or should have anticipated that she would be

15.02.21

Publication

Rule 29 Fines 1 The Association shall cover fines imposed upon the Member in respect of the Vessel by any court, tribunal or other authority of competent jurisdiction for or in respect of any of the following: a) failure to comply with regulations concerning the declaration of goods, or documentation of cargo, provided that the Member is insured by the Assoc

15.02.21

Publication

Rule 19 Liabilities in respect of crew 1 The Association shall cover: a) liability to pay hospital, medical, maintenance, funeral and other costs and expenses incurred in relation to the injury to, or illness or death of, a member of the Crew, including costs and expenses of repatriating the member of the Crew and his personal effects, or sending home an urn

15.02.21

Publication

Rule 11 Payment 1 Premiums are due in three instalments as follows: a) for the period 20th February - 20th June, on 15th March; b) for the period 20th June - 20th October, on 15 September; c) for the period 20th October - 20th February, on 15th November. 2 Where the Vessel is entered in the course of a Policy Year, a pro rata premium for the four-monthly per