Insurance for charterers` legal and other costs incurred in establishing and defending claims, which arise out of an event occurring in direct connection with the operation of the ship while entered in Gard. While Defence cover is essentially a legal costs insurance, Gard’s clients also benefit from the legal advisory services provided by Gard’s team of specialist Defence lawyers, sometimes referred to as “Freight Demurrage & Defence” or “FDD”.

Comprehensive and flexible risk solutions. One of the largest legal teams in the industry. A proactive and caring approach to claims handling. Legal resources in all time zones. Deep maritime and legal expertise. Each client is assigned a Gard lawyer.

The Extended Defence cover is an extension to the Defence Cover and can include the Assured in his capacity as cargo owner whilst the cargo is carried on a ship or whilst being loaded or discharged from a ship. The cover will respond to freight, laytime, dispatch and/or demurrage disputes under sale contracts, loading, lightering, stowing, trimming or discharge of cargo and agency disputes. The Extended Defence cover is offered at lower sub-limits (USD 1 million per event, sub-limit 20 million in the aggregate). This cover does not respond to claims where there is a property damage of cargo

Defence cover for Cargo Owners/Traders is also available for disputes under Contracts of Affreightment at the same sublimit of USD 1 million.