Insurance for shipowners and charterers for legal and other costs incurred in establishing and defending claims, which arise out of an event occurring during the period of entry of the ship in Gard in direct connection with the operation, acquisition, or disposal of an entered ship, or in respect of the Member’s interests in the ship. While Defence cover is essentially a legal costs insurance, Gard’s Members and Clients also benefit from the legal advisory services provided by Gard’s team of specialist Defence lawyers. Sometimes referred to as “Freight Demurrage & Defence” or “FDD”.