Preface

Rule 1 Interpretation

Rule 2 The cover

Rule 3 Entries

Rule 4 Duration of cover

Rule 5 Certificate of Entry

Rule 6 The Member's duty of disclosure

Rule 7 Alteration of risk

Rule 8 Classification and certification of the Ship

Rule 9 Survey

Rule 10 Setting of Estimated Total Calls

Rule 11 Variation of Estimated Total Calls

Rule 12 Estimated Total Calls and Owners' General Discount

Rule 13 Supplementary Calls

Rule 14 Determination of Estimated Total Calls, Owners' General Discount and Supplementary Calls etc.

Rule 15 Release Calls

Rule 16 Closing of Policy Years

Rule 17 Repayment of premium

Rule 18 Overspill Calls

Rule 19 Reserves

Rule 20 Payment

Rule 20A Insurance Premium Tax

Rule 21 Set-off

Rule 22 Laid-up returns

Rule 23 Termination by a Member

Rule 24 Termination by the Association

Rule 25 Cesser

Rule 26 Effect of cesser or termination

Part I Availability of cover

Rule 27 Liabilities in respect of Crew

Rule 28 Liabilities in respect of passengers

Rule 29 Liability for other persons carried on board

Rule 30 Liability for persons not carried on board

Rule 31 Diversion expenses

Rule 32 Stowaways or persons saved at sea

Rule 33 Life salvage

Rule 34 Cargo liability

Rule 35 Extra handling costs

Rule 36 Collision with other ships

Rule 37 Damage to fixed or floating objects

Rule 38 Pollution

Rule 39 Loss of or damage to property

Rule 40 Liability for obstruction and wreck removal

Rule 41 General average

Rule 42 Salvage

Rule 43 Towage

Rule 44 Legal costs

Rule 45 Enquiry expenses

Rule 46 Measures to avert or minimise loss

Rule 47 Fines

Rule 48 Disinfection and quarantine expenses

Rule 49 Confiscation of the Ship

Rule 50 Damage to Member's own property

Rule 51 General limitation of liability

Rule 51 B Limitation and payment of Overspill Claims

Rule 52 Limitations for charterers and consortium vessels

Rule 53 Limitations - oil pollution, passengers and seamen

Rule 54 Amounts saved by the Member

Rule 55 Terms of contract

Rule 56 Non-marine personnel

Rule 57 Liability occurring during through transports

Rule 58 War risks

Rule 59 Specialist operations

Rule 60 Drilling, production vessels, barges and heavy lift vessels

Rule 61 Submarines, diving bells, remotely operated underwater vehicles and divers

Rule 62 Waste incineration, disposal operations and landfills

Rule 63 Excluded losses

Part II P&I Cover

Rule 64 Terms of cover

Part III Cover for Mobile Offshore Units

Rule 65 Cases pertaining to the operation of the Ship

Rule 66 Cases pertaining to acquisition or disposal of the Ship

Rule 67 Excluded costs

Rule 68 Disputes with the Association and other Members - unpaid sums

Rule 69 The Association's right to control and direct the handling of a case - withdrawal of cover

Rule 70 Limitation

Part IV Defence Cover

Rule 71 Other insurance

Rule 72 Conduct of Member

Rule 73 Nuclear perils

Rule 74 Unlawful trades etc.

Rule 75 Part tonnage

Rule 76 Deductibles

Rule 77 Administrative costs, insolvency and sanctions etc.

Part V General Limitations etc. on P&I and Defence Cover

Rule 78 Cover for Co-assureds and Affiliates

Rule 79 Joint Members, Co-assureds, Affiliates and Fleet Entries

Rule 80 Time of occurrence

Rule 81 Time bar

Rule 82 Obligations with respect to claims

Rule 83 Exclusion of liability

Rule 84 Recoveries from third parties

Rule 85 Discharge

Rule 86 Currency of payments

Rule 87 Payment first by Member

Rule 88 Payments and undertakings to third parties

Rule 89 Assignment

Rule 90 Governing law

Rule 91 Arbitration

Rule 92 Amendments to the Rules

Part VI Miscellaneous provisions

I Additional insurances

II Charterers' limits including special limit for consortium claims

III Oil pollution

IV Passengers and seamen

V Deductibles

VI Rules on Overspill Claims and Overspill Calls and related matters

VII Particular clauses

Appendices - Rules for Ships

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Gard Rules for Ships 2024